Årsrapport 2022 godkendt 7. marts 2023 (eng) - Flipbook - Side 38
INDUSTRIENS PENSIONSFORSIKRING A/S ANNUAL REPORT 2022
7.
BOARD OF MANAGEMENT AND BOARD OF DIRECTORS
8.
Technical result of sickness and accident insurance
DKK mill.
Current premiums
Transferred from provisions for insurance and investment contracts
Total gross premiums
Change in premium provisions
Premium income, net of reinsurance
2022
2021
704
737
Accumulated cost 1 January
3
2
121
Additions during the year
1
1
858
Accumulated cost 31 December
5
3
Accumulated depreciation 1 January
2
1
3
3
Depreciation for the year
1
1
807
861
Accumulated depreciation 31 December
3
2
Carrying amount 31 December
2
1
-737
-665
-438
96
66
80
-1,109
-489
228
-721
-26
-23
The value of operating equipment under finance leases is included at an amount of DKK 1 mill. (DKK 1 mill. in
2021).
9.
Bonuses and premium rebates
31.12.2022 31.12.2021
99
Change in provisions for claims outstanding
Claims expenses, net of reinsurance
DKK mill.
803
Claims paid
Change in risk margin
Operating equipment
Owner-occupied property
DKK mill.
Insurance operating costs, net of reinsurance
Revalued fair value 1 January
Technical result
-100
-373
Investment returns
100
373
Investment return after return on insurance provisions
100
373
0
0
Technical result of sickness and accident insurance
31.12.2022 31.12.2021
113
105
Additions
1
0
Depreciation for the year
-2
-2
Value adjustment for the year
-2
10
Revalued fair value 31 December
110
113
Rate of return with fair value valuation
4.50
4.00
The value of real property under finance leases is included at an amount of DKK 12 mill. (DKK 13 mill. in 2021)
With a claims rate of 0.84% (0.56%) in 2022, 1,775 (1,179) claims were paid with an average indemnity of DKK
682,000 (DKK 824,000). The figures shown in brackets are the corresponding figures for 2021.
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