Årsrapport 2022 godkendt 7. marts 2023 (eng) - Flipbook - Side 43
INDUSTRIENS PENSIONSFORSIKRING A/S ANNUAL REPORT 2022
15.
BOARD OF MANAGEMENT AND BOARD OF DIRECTORS
Life-assurance provisions at market rate
DKK mill.
Life-assurance provisions at market rate 1 January
Provisions for group life 1 January
31.12.2022 31.12.2021
202,842
-939
-956
201,903
171,807
Gross premiums
10,240
9,301
Return after tax on yields of certain pension-scheme assets
-11,201
26,788
Insurance benefits
-6,542
-5,402
Costs supplement
-221
-222
Distribution from special bonus provision
Life-assurance provisions at market rate 1 January (excluding group life)
233
193
Transferred to/from life-assurance provisions
-11
-10
Transferred to sickness and accident insurance
-94
-116
-439
-437
Transferred to group scheme
Life-assurance provisions at market rate carried forward (excluding group life)
Provision for group life carried forward
Life-assurance provisions at market rate carried forward
Return on customer funds after costs and before tax
The risk margin has been recognised in life-assurance provisions at
193,869
201,903
782
939
194,651
Return and risk in 2022:
Share of
provision
s
Return
Risk
30 years (age: 35 years)
0.8%
-6.8%
5.50
15 years (age: 50 years)
3.3%
-6.8%
5.25
172,763
202,842
-6.5%
17.9%
4
1
Years before retirement
5 years (age: 60 years)
3.6%
-5.2%
4.75
5 years after retirement (age: 70 years)
1.2%
-3.5%
4.50
Share of
provision
s
Return
Risk
30 years (age: 35 years)
1.0%
22.7%
5.25
15 years (age: 50 years)
3.4%
21.0%
4.75
5 years (age: 60 years)
3.2%
15.8%
4.50
5 years after retirement (age: 70 years)
1.1%
10.8%
3.25
Return and risk in 2021:
Years before retirement
16.
Other debt
Savings in the market rate are invested in a compulsory lifecycle product.
DKK mill.
31.12.2022 31.12.2021
Negative market value of derivative financial instruments
5,231
3,035
Debt concerning unsettled transactions
3,152
81
Other debt
Total other debt
114
107
8,498
3,223
43