A Better Way to Manage Your Everyday Money - Book - Page 16
On the other hand, saving and investing do not come to us naturally. Setting money aside for
future use does not mesh well with the immediacy of spending now. Nor is preparing for the
future a priority when we are having to choose between paying the rent, buying groceries, or
making the minimum payment on a credit card.
At some point, we wake up to the fact that
something has to change. We have become
so deeply enmeshed in our money troubles
that we are finally willing to do something
about it. The question becomes,