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PICTURE IT NOW! YOUR FINANCIAL FUTURE
WELCOME TO THE PLAN
PICTURE IT NOW! Your Financial Future
Welcome to the Byrd Cookie Company of Savannah 401(k) Plan (also
known as the Plan). This employee benefit was developed specifically to help
you accumulate the money you will need to live a long and comfortable
retirement. The Plan is a retirement savings plan that allows your retirement
dollars to grow tax deferred using investment options that you select.
“What is tax-deferred growth? How do I choose investments?”
Good questions. The answers to these and other questions can be found in
this guide, developed for Byrd Cookie Company of Savannah, Inc. You’ll also
learn how to put together a mix of investments that’s right for you based on
your age, risk tolerance, and unique financial circumstances. After reviewing
the basics of asset classes and investment performance, you’ll be ready to
choose investments that meet your needs.
We at Byrd Cookie Company of Savannah, Inc. are pleased to provide
this Plan to our employees, as it is one of the most valuable employee
benefits available today. We hope that you will use the information
contained herein to make the most of the Byrd Cookie Company of
Savannah 401(k) Plan. Should you have any questions about how your plan
works, please call 800-393-9900.**
Sincerely,
Stephanie Lindley
Trustee
*Withdrawals will be taxed at then-current rates. Early withdrawals prior to age 59 ½ may be subject to a 10% penalty.
**While telephone representatives are happy to answer questions about the Plan’s features and investment options, they
are not permitted to provide investment advice. For questions about the investment options relate to your specific
situation, please contact a qualified financial advisor.
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