Certified Financial Enrollment - Web Book - Ready - Flipbook - Page 2
PICTURE IT NOW! YOUR FINANCIAL FUTURE
WELCOME TO THE PLAN
PICTURE IT NOW! Your Financial Future
Welcome to the Certified Financial Group, Inc. 401(k) & Profit
Sharing Plan (also known as the Plan). This employee benefit was
developed specifically to help you accumulate the money you will need to
live a long and comfortable retirement. The Plan is a retirement
savings plan that allows your retirement dollars to grow tax deferred
using investment options that you select.
“What is tax-deferred growth? How do I choose investments?”
Good questions. The answers to these and other questions can be found in
this guide, developed for Certified Financial Group. You’ll also learn how to
put together a mix of investments that’s right for you based on your age, risk
tolerance, and unique financial circumstances. After reviewing the basics of
asset classes and investment performance, you’ll be ready to choose
investments that meet your needs.
We at Certified Financial Group are pleased to provide this Plan to our
employees, as it is one of the most valuable employee benefits available
today. We hope that you will use the information contained herein to make
the most of the Certified Financial Group, Inc. 401(k) & Profit Sharing Plan.
Should you have any questions about how your plan works, please call
800-393-9900.**
Sincerely,
Joseph F. Bert
Trustee*Withdrawals will be taxed at then-current rates. Early withdrawals prior to age 59 ½ may be
subject to a 10% penalty. **While telephone representatives are happy to answer questions about the Plan’s
features and investment options, they are not permitted to provide investment advice. For questions about
the investment options relate to your specific situation, please contact a qualified financial advisor.
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