Certified Financial Enrollment - Web Book - Ready - Flipbook - Page 7
ADDITIONAL INFORMATION
ERISA Section 404(c)
PLAN HIGHLIGHTS
ERISA Section 404(c) Certified Financial Group, Inc. 401(k) & Profit sharing
Plan is designed to comply with Section 404(c) of the Employee Retirement
Income Security Act of 1974 (ERISA), as amended. Participants in the Plan
manage their own investment accounts by directing account contributions
to one or more of the investment alternatives provided by the Plan. As a plan
participant, you will be responsible for your own investment directions. Plan
fiduciaries may be relieved of liability for any losses in your account that can
be attributed to decisions made by you or your beneficiary(ies).
Certified Financial Group is the Plan administrator of Certified Financial
Group, Inc. 401(k) & Profit sharing Plan and is the Plan fiduciary. At your
request, you may receive specific information about the Plan’s investment
alternatives, including a description of annual operating expenses; copies of
any prospectuses, financial statements and reports; and details about the
value, historical performance and portfolio composition of each investment
alternative.
Note: The Plan Highlights section of the booklet is intended to provide an overview of
the Certified Financial Group, Inc. 401(k) & Profit sharing Plan. It is not a legal
document. For more detailed information, refer to your Summary Plan Description. If
you do not have a copy of this document, please request one from your human
resources representative. If information in this Plan Highlights booklet or the
Summary Plan Description is inconsistent with plan requirements, the Plan
Document shall govern.
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