Moran Kidd Enrollment - Web Book - Ready - Flipbook - Page 2
PICTURE IT NOW! YOUR FINANCIAL FUTURE
WELCOME TO THE PLAN
PICTURE IT NOW! Your Financial Future
Welcome to the Moran Kidd Lyons Johnson Garcia, P.A. 401(k) Plan & Trust
(also known as the Plan). This employee benefit was developed specifically to
help you accumulate the money you will need to live a long and comfortable
retirement. The Plan is a retirement savings plan that allows your retirement
dollars to grow tax deferred using investment options that you select.
“What is tax-deferred growth? How do I choose investments?”
Good questions. The answers to these and other questions can be found in
this guide, developed for Moran Kidd Lyons Johnson Garcia, P.A. You’ll also
learn how to put together a mix of investments that’s right for you based on
your age, risk tolerance, and unique financial circumstances. After reviewing
the basics of asset classes and investment performance, you’ll be ready to
choose investments that meet your needs.
We at Moran Kidd Lyons Johnson Garcia, P.A. are pleased to provide this Plan
to our employees, as it is one of the most valuable employee benefits
available today. We hope that you will use the information contained herein
to make the most of the Moran Kidd Lyons Johnson Garcia, P.A. 401(k) Plan &
Trust.
Should you have any questions about how your plan works, please call
800-393-9900.**
Sincerely,
Brian J. Moran
Trustee
James F. Kidd
Trustee
Clint C. Lyons
Trustee
Frank Garcia
Trustee
*Withdrawals will be taxed at then-current rates. Early withdrawals prior to age 59 ½ may be subject to a 10%
penalty. **While telephone representatives are happy to answer questions about the Plan’s features and
investment options, they are not permitted to provide investment advice. For questions about the investment
options relate to your specific situation, please contact a qualified financial advisor.
Page 1