Peninsula Enrollment - Web Book Ready - Flipbook - Page 2
PICTURE IT NOW! YOUR FINANCIAL FUTURE
WELCOME TO THE PLAN
PICTURE IT NOW! Your Financial Future
Welcome to the Peninsula Trucking, Inc. 401(k) Profit Sharing Plan and
Trust (also known as the Plan). This employee benefit was developed
specifically to help you accumulate the money you will need to live a long
and comfortable retirement. The Plan is a retirement savings plan that allows
your retirement dollars to grow tax deferred using investment options that
you select.
“What is tax-deferred growth? How do I choose investments?”
Good questions. The answers to these and other questions can be found in
this guide, developed for Peninsula Trucking, Inc. You’ll also learn how to put
together a mix of investments that’s right for you based on your age, risk
tolerance, and unique financial circumstances. After reviewing the basics of
asset classes and investment performance, you’ll be ready to choose
investments that meet your needs.
We at Peninsula Trucking, Inc. are pleased to provide this Plan to our
employees, as it is one of the most valuable employee benefits available
today. We hope that you will use the information contained herein to make
the most of the Peninsula Trucking, Inc. 401(k) Profit Sharing Plan and Trust.
Should you have any questions about how your plan works, please call
800-393-9900.**
Sincerely,
Wade Gossett
Trustee
*Withdrawals will be taxed at then-current rates. Early withdrawals prior to age 59 ½ may be subject to a 10% penalty.
**While telephone representatives are happy to answer questions about the Plan’s features and investment options, they
are not permitted to provide investment advice. For questions about the investment options relate to your specific
situation, please contact a qualified financial advisor.
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