Cala Scotland East - Portfolio - Page 13
3 Speak to a good mortgage broker
A mortgage broker looks at over 10,000
products in the market for you, meaning you
will see the difference in your pocket and
know you got the right mortgage for you.
Top tip
If you speak to your
bank they will only
promote their own
products. A good broker will guide
you through the whole process, and
if you’re self employed or don’t quite
tick all the boxes for High Street
lenders, they will find tailored
solutions.
4 Start looking for your new home
Now you know what your current property is
worth and how much you can afford, you can
start searching.
While many people dream of a period
property with ornate cornicing, good sized
rooms and other period features, they can
be costly to maintain and heat.
Remember to consider school catchments
if you have children or plan to in the future.
5 Plan for your move
Register with broadband providers in
advance and take photos of the meters of
your old and new properties for transferring
utilities.
Top tip
Top tip
New builds are a
fixed price and
incentives may be
offered such as part exchange* or a
guaranteed buyer† for your existing
property, making your move easier.
Pick a removal
company as early as
you can as they get
booked up quickly and the most
popular move dates are often
taken.
Cala Living – Autumn 2023
13