IPF årsrapport 2018 (eng) - Flipbook - Side 36
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34
Notes (cont.)
Note DKK mill.
7
2018
2017
Current premiums
Transferred from provisions for insurance and investment contracts
687
133
570
110
Total gross premiums
820
681
3
2
823
683
Claims paid
Change in claims provisions
Change in risk margin
-545
-422
-5
-513
-182
0
Claims expenses, net of reinsurance
-971
-696
Bonuses and premium discounts
124
-142
Insurance operating costs, net of reinsurance
-21
-18
Technical result
-45
-174
Investment returns
92
213
Investment return after return on insurance provisions
92
213
TECHNICAL RESULT OF SICKNESS AND ACCIDENT INSURANCE
47
40
Technical profit/loss on sickness and accident insurance
Change in premium provisions
Premium income, net of reinsurance
With a claims rate of 0.45% (0.44%), in 2018, 895 (798) claims were paid with an average indemnity of DKK
979,000 (DKK 983,000). The figures shown in brackets are the corresponding figures for 2017.