IPF årsrapport 2018 (eng) - Flipbook - Side 42
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40
Notes (cont.)
Note DKK mill.
16
31.12.2018
31.12.2017
Life-assurance provisions at market rate 1 January
Provisions for group life 1 January
142,192
-761
129,001
-665
Life-assurance provisions at market rate 1 January (excluding group life)
Gross premiums
Return after tax on yields of certain pension-scheme assets
Insurance benefits
Costs supplement
Risk gain
Distribution from special bonus provision
Transferred to/from life-assurance provisions
Transferred to sickness and accident insurance
Transferred to group scheme
141,431
8,422
-1,817
-4,328
-209
0
211
-15
-129
-495
128,336
8,038
9,390
-3,755
-204
0
196
-26
-107
-437
Life-assurance provisions at market rate carried forward (excluding group
life)
Provisions for group life carried forward
143,072
141,431
865
761
Life-assurance provisions at market rate carried forward
143,937
142,192
-1.6%
8.2%
1
36
Return
Risk
-2.8%
-2.2%
-1.1%
-0.1%
3.50
3.50
3.25
3.25
Return
Risk
9.7%
9.0%
7.5%
6.1%
3.75
3.75
3.50
3.25
Negative market value of derivative financial instruments
Debt concerning unsettled transactions
Other debt
2,964
7
136
1,965
17
93
Total other debt
3,108
2,075
Life-assurance provisions at market rate
Return on customer funds after costs and before tax
The risk margin has been recognised in life-assurance provisions at
Savings in the market return are invested in a compulsory lifecycle product.
Return and risk in 2018:
Years before retirement
30 years (age: 35 years)
15 years (age: 50 years)
5 years (age: 60 years)
5 years after retirement (age: 70 years)
Share of
provisions
1.1%
3.4%
3.0%
1.1%
Return and risk in 2017:
Years before retirement
30 years (age: 35 years)
15 years (age: 50 years)
5 years (age: 60 years)
5 years after retirement (age: 70 years)
17
Share of
provisions
1.3%
3.7%
2.8%
0.8%
Other debt