wvbkmarketing CDA-SNovotny-HBG Paperturn - Page 4



THE PATH TO HOMEOWNERSHIP
1. LOAN
APPLICATION
Meet with a WVBK Loan
Officer to review your personal
& financial information.
2. PREQUALIFICATION
Determine how much you
can afford to spend on a
home and confirm home
loan application with
documentation.
4. CONTRACT
ACCEPTANCE
3. HOME SEARCH
Find the right home with
help of a real estate agent.
They will help you negotiate
the contract and terms of
the home purchase.
You and the seller come to
agreed price for the home.
Initial disclosures
are signed.
WHAT TO EXPECT:
The path to homeownership is an overview of the home
loan process. At Willamette Valley Bank, our loan officers
outline what to expect in the loan process. A consultation
outlining what is going to be required, followed by
gathering all necessary documentation, and establishing a
clear understanding of timelines and expectations is the
best recipe for success.

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