wvbkmarketing CDA-SNovotny-HBG Paperturn - Page 5



DOCUMENTATION NEEDED FOR A HOME LOAN
• Copy of Driver’s License or government issued ID.
• Paystubs covering past 30 days (showing year-to-date
earnings and SSN).
• Copies of W-2s or 1099s for last two years.
• Full federal personal tax returns for the last two years.
• Statements for all bank and investment accounts for the
past two months.
5. APPRAISAL
& INSPECTION
6. FINAL
LOAN APPROVAL
As the application is processed,
an appraisal is ordered and an
inspection is conducted on
the home.
There may be final
documentation regarding
qualification or property
required.
7. CLOSING DOCS
Closing documents are
prepared and provided to
a title/escrow company
where you will sign.
8. FUNDING
Once all requirements have
been satisfied, WVBK funds
the loan. A wire of funds is sent
to the settlement agent, who
disburses the funds to the
parties involved.

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