wvbkmarketing CDA-SNovotny-HBG Paperturn - Page 8



HOME LOAN PROGRAMS
CONVENTIONAL
Purchase & refinance loans which meet Fannie Mae and/or
Freddie Mac guidelines and typically require minimum of
3-5%* down.
FHA
FHA (Federal Housing Administration) Loans: purchase and
refinance loans which require a minimum of 3.5%* down.
USDA
USDA (United States Department of Agriculture) Loans
offer a 0%* down payment option for any buyer who is under
the income cap and is willing to live in USDA/rural areas.
A home mortgage program that does not require a down
payment if you are purchasing in an eligible rural area.
*Terms of repayment and annual percentage rates vary based on individuals
credit criteria. Percentage provided as general information for program.

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