Global Regulation, Local Solutions Emerging Themes 2020 - Page 78



DIGITAL
EMERGING THEMES 2020
MEET THE
BODYGUARD
THE NEW STANDARD FOR
PAYMENT SECURITY IS ON
ITS WAY, WITH SCA
The new strong customer authentication
(“SCA”) requirements under the EU Payment
Services Directive (“PSD2”) went live on
14 September 2019. While the new
requirements apply only to payment service
providers such as banks and non-bank
payment processors, and are subject to an
initial “no enforcement” period in certain
EU member states, their implications will be
felt over the coming year by regulated and
non-regulated businesses throughout the
payment processing chain.
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