HHLE Property Matters Autumn Winter 21 - Flipbook - Page 8
Finance for
Changing
Times
As AMC Agents, H&H Land & Estates have been
supporting the agricultural sector in securing finance
for many years. Through that time agriculture has
been through plenty of ups and downs and AMC has
been there with the industry through them all. As a
AMC Agents Tim Parsons and Jonathan Hird welcoming AMC’s new Regional Manager
dedicated lender in the agricultural sector AMC and
for North of England, Jo Lampkowski and AMC’s National Sales Director, Lee Baker
its Agents, who are all local land agents, understand
how agricultural businesses operate, their markets,
the challenges and the government policies that apply in the sector. As
change is coming to agriculture ever faster with the transition measure that
the Government is pursuing and the effects of Brexit and world trade, it is
important for agricultural business of all types to be able to work with a
supportive long term lender.
Tim Parsons and Jonathan Hird are H&H Land & Estates’ two AMC agents
and they work across all the offices and support clients in applications
for funding for all agricultural business purposes including buying land,
new buildings, fixed equipment and building improvements, restructuring
borrowing, paying out a retiring partner, purchasing machinery,
diversification, working capital and renewable energy and sustainability
projects.
AMC loans are secured against agricultural land and property and can
be for terms between five and 30 years with competitive variable and fixed
interest rates* and interest rate margins set for the life of the loan, unlike
many other secured loans or overdraft facilities. Repayment and interest
only loan structures are available, with no annual fees. Agreements are not
callable on death if obligations to AMC continue to be met. The loans provide
a structured and consistent approach to longer term borrowings.
The AMC Agent network is also supported, where necessary, by the local
AMC Regional Managers, who Tim and Jonathan have a good working
relationship with. AMC have recently appointed a new Regional Manager for
the North of England, Jo Lampkowski. Jo and AMC’s National Sales Director,
Lee Baker, recently dropped into Borderway to meet and chat about current
issues with the team. Jo, the granddaughter of a farming family, previously
has worked as AMC Regional Manager for Yorkshire, Lincolnshire and
Nottinghamshire and has a wealth of experience in agricultural lending.
Tim Parsons
MRICS FAAV
Director of Professional Compliance
tim.parson@hhlandestates.co.uk
M: 07711 188827
So as the agricultural sector changes why not take the opportunity
to consider if it is also time for a change to your current borrowing
arrangements and secure borrowings that are safe and secure for the long
term? For a no obligation discussion about AMC finance contact Tim or
Jonathan on 01228 406260.
AMC loans available for business purposes only, provided on a secured loan basis. Minimum AMC
standard loan £25,001. To meet customer requirements, lending criteria will vary. Lending is subject to
status. *There is always a possibility that interest rates may go down leaving a fixed rate loan at a higher
level compared to a variable rate loan. However, if interest rates rise, a fixed rate loan will remain at the
same rate.
08
Property Matters
Jonathan Hird
MRICS FAAV
Chartered Surveyor
jonathan.hird@hhlandestates.co.uk
M: 07860 376262
