ESTATE PLANNING GUIDE FLIPBOOK JUNE 9 - Flipbook - Page 23
BRADLEY LAW FIRM, PLLC
PLANNING CONCERNS & ANXIETIES
To be Completed by Husband
Our objective is to assist clients in identifying their concerns and anxieties. All too often in the planning process, a client
will discover that there are other, more pressing concerns than the one that caused them to begin the planning process.
Please review the following risks that I frequently hear from clients, identify those risks of which you are concerned, and
provide us with some sense about how concerned you are with that particular risk. This information will assist us in
focusing our conversations toward the issues that are the most pressing to you.
Level of Concern (if any)
None
Low
Medium
High
1. Estate Taxes. I’ve heard that estate taxes can be as high as 50% of the
value of my assets. I’d like to know how to reduce or eliminate an estate
tax liability I might have.......................................................................................
2. Capital Gains Taxes. We have an asset that we’re thinking about selling
and I’d like to know how we might reduce or eliminate any capital gains
taxes that we might owe. ......................................................................................
3. Income Taxes. We have significant income from investment assets and
I’d like to know if there is any way to reduce or eliminate the amount of
income taxes we pay.............................................................................................
4. Interest Expense. We pay quite a bit of interest on business and/or
personal loans or lines of credit and would like to know if we could
reduce the amount of interest we pay. ..................................................................
5. Custodian of Minor Children. I’m concerned that, if I and my wife were
to die, our children will be placed in the custody of someone other than
whom we select. ...................................................................................................
6. Beneficiaries’ Creditors. I’m concerned that our children or other
beneficiaries will lose any inheritance we might leave to them to their
creditors, lawsuits, or divorcing parents. ..............................................................
7. Fiscal Immaturity. I’m concerned that our children or other beneficiaries
will lose any inheritance we might leave to them due to their
mismanagement of the money..............................................................................
8. Children-In-Law. I’m concerned about what might happen if a son-in-law
or daughter-in-law ever got control over any inheritance we might leave to
our children...........................................................................................................
9. Mismanagement. I’m concerned that the person(s) in charge of managing
my children’s or grandchildren’s inheritance might squander or mismanage
the funds. ..............................................................................................................
10. Grandchildren’s Education. I’m concerned that my children might not
provide for my grandchildren’s education which is very important to me...........
11. Making Beneficiary Ineligible for Governmental Benefits. I have an individual
whom I’d like to benefit in my estate planning who is currently receiving
governmental benefits but who might lose eligibility if they inherit assets. ........
Tax Concerns
Family Concerns
Page 6
Risk Assessment Ver. 2015